:root{
  --bg:#f7f3ed;
  --surface:#ffffff;
  --surface-2:#fbf8f4;
  --line:#e5ddd2;
  --text:#131313;
  --muted:#5f5a55;
  --navy:#0d2340;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family: 'Plus Jakarta Sans', sans-serif;
}
img{max-width:100%;display:block}
.container{
  width:min(1180px, calc(100% - 40px));
  margin:0 auto;
}
.hero{
  padding:18px 0 30px;
  background:linear-gradient(180deg,#faf6f0 0%,#f5efe7 100%);
  text-align:center;
}
.hero-inner{
  max-width:1120px;
}
.hero-image{
  width:min(1040px, 100%);
  max-height:430px;
  object-fit:contain;
  margin:0 auto 16px;
  border-radius:24px;
}
h1{
  margin:0 auto 12px;
  max-width:900px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size:clamp(2.3rem, 5vw, 4rem);
  line-height:1.03;
  letter-spacing:-0.03em;
  font-weight:700;
}
.subhead{
  margin:0 auto 22px;
  max-width:720px;
  color:var(--muted);
  font-size:1.05rem;
  line-height:1.65;
}
.cta-row{
  display:flex;
  justify-content:center;
  gap:14px;
  flex-wrap:wrap;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:52px;
  padding:0 24px;
  border-radius:12px;
  text-decoration:none;
  font-weight:700;
}
.btn-primary{
  background:var(--navy);
  color:#fff;
}
.btn-secondary{
  background:#fff;
  color:var(--text);
  border:1px solid var(--line);
}

.quote-section{
  padding:44px 0 22px;
}
.quote-grid{
  display:grid;
  grid-template-columns:1fr 1.05fr;
  gap:28px;
  align-items:start;
}
.section-kicker{
  margin:0 0 10px;
  color:#7a746c;
  font-size:12px;
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.08em;
}
h2{
  margin:0 0 12px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size:clamp(2rem, 3.4vw, 3rem);
  line-height:1.06;
  letter-spacing:-0.03em;
  font-weight:700;
}
.quote-copy p:last-child{
  max-width:540px;
  color:var(--muted);
  font-size:1.02rem;
  line-height:1.75;
}
.quote-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:24px;
  padding:24px;
  box-shadow:0 16px 40px rgba(0,0,0,.05);
}
.field-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
}
input, textarea{
  width:100%;
  border:1px solid var(--line);
  border-radius:14px;
  padding:14px 16px;
  font:inherit;
  background:#fff;
}
.field-label{
  display:block;
  margin:18px 0 10px;
  font-weight:700;
}
.radio-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:10px 16px;
  margin-bottom:16px;
  color:#3f3a35;
}
.radio-grid label,
.terms{
  display:flex;
  gap:10px;
  align-items:flex-start;
}
.radio-grid input,
.terms input{
  width:auto;
  margin-top:3px;
}
.terms{
  margin-top:14px;
  color:var(--muted);
  font-size:.92rem;
}
.terms a{color:var(--navy)}
.submit-btn{
  width:100%;
  margin-top:18px;
  border:none;
  border-radius:14px;
  background:var(--navy);
  color:#fff;
  padding:15px 18px;
  font-size:1rem;
  font-weight:700;
}

.steps-section{
  padding:12px 0 72px;
}
.steps-grid{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:18px;
}
.step-card{
  background:var(--surface-2);
  border:1px solid var(--line);
  border-radius:20px;
  padding:22px;
}
.step-card h3{
  margin:0 0 10px;
  font-size:1.08rem;
}
.step-card p{
  margin:0;
  color:var(--muted);
  line-height:1.65;
}

@media (max-width: 920px){
  .quote-grid,
  .steps-grid{
    grid-template-columns:1fr;
  }
}
@media (max-width: 640px){
  .container{width:min(100% - 24px, 1180px)}
  .hero{padding-top:14px}
  .hero-image{max-height:none}
  .field-grid,
  .radio-grid{
    grid-template-columns:1fr;
  }
}


/* ===== V20 legitimacy pass ===== */
body{
  background:#f6f2eb;
}

.hero{
  padding:22px 0 36px;
}

.hero-image{
  width:min(1040px, 100%);
  max-height:450px;
  object-fit:contain;
  margin:0 auto 20px;
  border-radius:28px;
}

.subhead{
  max-width:740px;
  font-size:1.02rem;
  line-height:1.72;
}

.hero-trust{
  display:flex;
  justify-content:center;
  flex-wrap:wrap;
  gap:12px;
  margin-top:20px;
}
.hero-trust span{
  display:inline-flex;
  align-items:center;
  min-height:38px;
  padding:0 14px;
  border-radius:999px;
  background:rgba(255,255,255,.72);
  border:1px solid var(--line);
  color:#4d4a46;
  font-size:.92rem;
  font-weight:700;
}

.quote-section{
  padding:52px 0 28px;
}

.quote-copy p:last-child{
  line-height:1.78;
}

.quote-card{
  border-radius:26px;
  padding:26px;
  box-shadow:0 20px 48px rgba(0,0,0,.05);
}

.field-grid{
  gap:14px;
}

input, textarea{
  border-radius:16px;
  padding:15px 16px;
  transition:border-color .15s ease, box-shadow .15s ease;
}
input:focus, textarea:focus{
  outline:none;
  border-color:#c6b39a;
  box-shadow:0 0 0 3px rgba(182,146,87,.12);
}

.field-label{
  margin:20px 0 12px;
  font-size:.96rem;
}

.radio-grid{
  gap:12px 18px;
}

.radio-grid label{
  padding:12px 14px;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fcfaf7;
}

.terms{
  line-height:1.5;
}

.submit-btn{
  padding:16px 18px;
  border-radius:16px;
  box-shadow:0 10px 24px rgba(13,35,64,.14);
}

.credibility-section{
  padding:8px 0 20px;
}
.credibility-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}
.credibility-card{
  background:var(--surface-2);
  border:1px solid var(--line);
  border-radius:22px;
  padding:22px;
}
.credibility-card h2{
  font-size:clamp(1.55rem, 2.4vw, 2.1rem);
  margin-bottom:10px;
}
.credibility-card p:last-child{
  margin:0;
  color:var(--muted);
  line-height:1.68;
}

.steps-section{
  padding-top:8px;
}
.step-card{
  border-radius:22px;
  padding:24px;
}

@media (max-width:920px){
  .credibility-grid{
    grid-template-columns:1fr;
  }
}